VijayaRaj Consultancy Services — House of Financial Freedom
VijayaRaj Consultancy Services — House of Financial FreedomHouse of Financial Freedom

Expert financial advisory you can trust

VijayaRaj Consultancy Services is a trusted and reliable provider of comprehensive consulting solutions. With a team of seasoned experts, we offer expert guidance and support to help businesses and families thrive.

Call +91 9818198980
Years of advisory
24+
Years of advisory
Families served
500+
Families served
Awards earned
20+
Awards earned

Partnered with India's most trusted institutions

Bandhan Mutual FundAssetBullsAxis Mutual FundBaroda Pioneer Mutual FundAditya Birla Sun LifeBNP Paribas Mutual FundBOI AXA Mutual FundCanara RobecoDHFL Pramerica Mutual FundDSP Mutual FundEdelweiss Mutual FundFranklin TempletonHDFC Mutual FundHSBC Mutual FundICICI PrudentialIDBI Mutual FundIIFLInvesco Mutual FundITI Mutual FundJM FinancialKotak Asset ManagementLIC Mutual FundL&T Mutual FundMirae AssetMotilal OswalNippon IndiaPeerless Mutual FundPPFAS Mutual FundPrincipal Mutual FundQuant Mutual FundQuantum Mutual FundSBI Mutual FundShriram Mutual FundSundaram MutualTata Mutual FundTaurus Mutual FundTRUST Mutual FundUnion Mutual FundUTI Mutual FundMahindra ManulifeKotak Life InsuranceKotak General InsuranceKotak Mahindra BankNew India AssuranceICICI Prudential Life InsuranceAckoGo Digit General InsuranceHDFCICICI LombardPNB MetLifeTata AIG InsuranceBharti AXA General InsuranceSBI General InsuranceLife Insurance Corporation of IndiaUniversal Sompo General InsuranceHDFC ERGOFuture GeneraliReliance General InsuranceMax Life InsuranceNational InsuranceSBI LifeShriram Life InsuranceOriental InsuranceUnited India InsuranceNiveshNational Pension SystemNPS VatsalyaVolt MoneyaltGraafBandhan Mutual FundAssetBullsAxis Mutual FundBaroda Pioneer Mutual FundAditya Birla Sun LifeBNP Paribas Mutual FundBOI AXA Mutual FundCanara RobecoDHFL Pramerica Mutual FundDSP Mutual FundEdelweiss Mutual FundFranklin TempletonHDFC Mutual FundHSBC Mutual FundICICI PrudentialIDBI Mutual FundIIFLInvesco Mutual FundITI Mutual FundJM FinancialKotak Asset ManagementLIC Mutual FundL&T Mutual FundMirae AssetMotilal OswalNippon IndiaPeerless Mutual FundPPFAS Mutual FundPrincipal Mutual FundQuant Mutual FundQuantum Mutual FundSBI Mutual FundShriram Mutual FundSundaram MutualTata Mutual FundTaurus Mutual FundTRUST Mutual FundUnion Mutual FundUTI Mutual FundMahindra ManulifeKotak Life InsuranceKotak General InsuranceKotak Mahindra BankNew India AssuranceICICI Prudential Life InsuranceAckoGo Digit General InsuranceHDFCICICI LombardPNB MetLifeTata AIG InsuranceBharti AXA General InsuranceSBI General InsuranceLife Insurance Corporation of IndiaUniversal Sompo General InsuranceHDFC ERGOFuture GeneraliReliance General InsuranceMax Life InsuranceNational InsuranceSBI LifeShriram Life InsuranceOriental InsuranceUnited India InsuranceNiveshNational Pension SystemNPS VatsalyaVolt MoneyaltGraaf
Our Products

23+ products to grow and protect, for every goal.

From your first SIP to a full protection plan — placed and serviced in one place, by one advisor.

Multi-Asset Offering

Every asset class for your clients — under one roof

Diversify across the full spectrum of investment and protection products, each backed by specialist advisory from the VijayaRaj house.

Mutual Funds

Mutual Funds

SIP and lumpsum investing across 20+ AMCs, with goal-based planning and fund selection matched to your risk appetite.

Explore funds
Fixed Income

Fixed Income

Stable, low-risk options for steady returns — fixed deposits, bonds, capital-gain bonds and secondary bonds.

Talk to an advisor
PMS & AIF

PMS & AIF

Portfolio Management Services and Alternative Investment Funds for investors seeking professionally managed, concentrated portfolios.

Enquire now
NPS & Retirement

NPS & Retirement

Build a long-term retirement corpus with the National Pension System and tax-efficient goal planning.

Plan retirement
Digital Gold

Digital Gold

A hedge against inflation and uncertainty — invest in gold digitally, in any amount, without storage worries.

Get started
Insurance

Insurance

Protect what matters with life, health and general insurance from leading insurers through Mahalakshmi DhanAshram.

Explore cover

Our Partner AMCs

Bandhan Mutual Fund
AssetBulls
Axis Mutual Fund
Baroda Pioneer Mutual Fund
Aditya Birla Sun Life
BNP Paribas Mutual Fund
BOI AXA Mutual Fund
Canara Robeco
DHFL Pramerica Mutual Fund
DSP Mutual Fund
Edelweiss Mutual Fund
Franklin Templeton
HDFC Mutual Fund
HSBC Mutual Fund
ICICI Prudential
IDBI Mutual Fund
IIFL
Invesco Mutual Fund
ITI Mutual Fund
JM Financial
Kotak Asset Management
LIC Mutual Fund
L&T Mutual Fund
Mirae Asset
Motilal Oswal
Nippon India
Peerless Mutual Fund
PPFAS Mutual Fund
Principal Mutual Fund
Quant Mutual Fund
Quantum Mutual Fund
SBI Mutual Fund
Shriram Mutual Fund
Sundaram Mutual
Tata Mutual Fund
Taurus Mutual Fund
TRUST Mutual Fund
Union Mutual Fund
UTI Mutual Fund
Mahindra Manulife
Bandhan Mutual Fund
AssetBulls
Axis Mutual Fund
Baroda Pioneer Mutual Fund
Aditya Birla Sun Life
BNP Paribas Mutual Fund
BOI AXA Mutual Fund
Canara Robeco
DHFL Pramerica Mutual Fund
DSP Mutual Fund
Edelweiss Mutual Fund
Franklin Templeton
HDFC Mutual Fund
HSBC Mutual Fund
ICICI Prudential
IDBI Mutual Fund
IIFL
Invesco Mutual Fund
ITI Mutual Fund
JM Financial
Kotak Asset Management
LIC Mutual Fund
L&T Mutual Fund
Mirae Asset
Motilal Oswal
Nippon India
Peerless Mutual Fund
PPFAS Mutual Fund
Principal Mutual Fund
Quant Mutual Fund
Quantum Mutual Fund
SBI Mutual Fund
Shriram Mutual Fund
Sundaram Mutual
Tata Mutual Fund
Taurus Mutual Fund
TRUST Mutual Fund
Union Mutual Fund
UTI Mutual Fund
Mahindra Manulife

Our Insurance Partners

Kotak Life Insurance
Kotak General Insurance
Kotak Mahindra Bank
New India Assurance
ICICI Prudential Life Insurance
Acko
Go Digit General Insurance
HDFC
ICICI Lombard
PNB MetLife
Tata AIG Insurance
Bharti AXA General Insurance
SBI General Insurance
Life Insurance Corporation of India
Universal Sompo General Insurance
HDFC ERGO
Future Generali
Reliance General Insurance
Max Life Insurance
National Insurance
SBI Life
Shriram Life Insurance
Oriental Insurance
United India Insurance
Kotak Life Insurance
Kotak General Insurance
Kotak Mahindra Bank
New India Assurance
ICICI Prudential Life Insurance
Acko
Go Digit General Insurance
HDFC
ICICI Lombard
PNB MetLife
Tata AIG Insurance
Bharti AXA General Insurance
SBI General Insurance
Life Insurance Corporation of India
Universal Sompo General Insurance
HDFC ERGO
Future Generali
Reliance General Insurance
Max Life Insurance
National Insurance
SBI Life
Shriram Life Insurance
Oriental Insurance
United India Insurance
Indian financial advisor reviewing a plan with a couple

Est. 2000

Bengaluru, Karnataka

Our Story

Two decades of guiding families toward financial freedom

In the year 2000, in the city of Bangalore, Mrs. Sheilashree B K — with her visionary spirit and unwavering determination — set out to create VijayaRaj Consultancy Services, a company that would forever change how families approach their financial future.

What began as a single trusted advisor has grown into a full-service consultancy spanning mutual funds & investment, insurance, and digital marketing — always built on the same foundation of expertise, transparency and client-first relationships.

  • SB

    Mrs. Sheilashree B KFounder & Director

    B.Com, Postgraduate in Marketing and Sales Management. Authorised License and Certificate Holder from Competent Authority.

  • BK

    Mr. Basavaraj KarjinniAdvisor & Consultant

    B.Com, Postgraduate in Marketing and Sales Management, Postgraduate in Industrial Relations and Personnel Management, Diploma in Labour Welfare.

How We Work

Our Work Process

Four deliberate steps that turn your goals into measurable outcomes.

Indian consultants mapping out a plan around a table
01

Planning

Planning is a crucial process that maximizes efficiency and goal achievement. Our expert planners optimize strategies for optimal results.

A magnifying glass over printed market charts
02

Research

Research is the foundation of knowledge and informed decision-making. Our skilled researchers provide comprehensive insights and analysis for data-driven solutions.

Advisors agreeing on a recommendation with a client
03

Find a Solution

We excel in finding tailored solutions to address your needs. Our expert team combines innovative thinking and expertise to deliver effective results.

Indian advisor and client concluding a goal-planning session
04

Reach a Goal

We are dedicated to helping you reach your goals. Our strategic approach and personalized guidance pave the way for success.

Plan It In Numbers

See what a monthly SIP grows into

Move the sliders — results update instantly. Forty more free calculators cover loans, tax, retirement and every goal in between.

Open the full calculator
₹500₹5,00,000
%
1 %30 %
yrs
1 yrs40 yrs

Results

Projected value

₹23,23,391

₹23.23 L after 10 years

Total value

₹23.23 L

  • Amount invested52%
  • Wealth gained48%
Amount invested
₹12,00,000
Wealth gained
₹11,23,391
Credentials

Awards & Recognition

Recognitions from Kotak Life, Nivesh, Bajaj Allianz and MDRT, alongside the certifications our advisory team keeps current. Select any one to read it full size.

Open An Account

Start in one tap — or scan and continue on your phone

Certified, genuine links to every platform we work with. Tap the button, or scan the QR code with your phone camera to open the same page.

i-Wealth Management Session

Free of charge

i-Wealth Management Session

Register for our i-Wealth Management session at no cost and build the wisdom to create generational wealth.

Register free
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i-Wealth Account

All types of investments

i-Wealth Account

Open your investment account with Nivesh — mutual funds, SIPs, bonds, NPS and more, all in one place.

Open account
QR code that opens i-Wealth Account

Scan with your phone camera to open i-Wealth Account directly.

ICICI NPSNPS Vatsalya

NPS Vatsalya & NPS for Gen Z

ICICI NPS

Certified genuine registration link for the National Pension System, including the new NPS Vatsalya and Gen Z funds.

Open NPS account
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Scan with your phone camera to open ICICI NPS directly.

i-LAS Account

Loan against mutual funds & shares

i-LAS Account

Unlock liquidity without selling your portfolio — borrow against your mutual fund and share holdings via Volt Money.

Open i-LAS account
QR code that opens i-LAS Account

Scan with your phone camera to open i-LAS Account directly.

altGraaf

Invoice discounting

altGraaf

An assured, guaranteed-return debt asset class through invoice discounting — diversify beyond equity and traditional debt.

Start investing
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Scan with your phone camera to open altGraaf directly.

FAQ

Frequently asked questions

Everything you need to know about investing and getting protected with VijayaRaj. Can't find an answer? Reach out and we'll help.

Free Consultancy

For a free consultancy appointment, kindly share your details

Our advisors will reach out to understand your goals and guide you toward the right financial decision — with no obligation.

Clients
500+
Projects
50+
Awards
20+
Employees
10+

Request your appointment

We typically respond within one working day.